Working Capital Finance Australia

Working Capital Finance for daily operating cash flow, business expansion, development and acquisition for Australian SMEs

Debt

Are you seeking unsecured short-term business finance to stay competitive and boost your growth?

Equity

Are you seeking equity investment for acquisition, development, innovation or strategic growth?

Invest in Australia

Are you a Business Investment and Innovation VISA 188 nominee seeking to Invest in Australia?

What is Working Capital Finance

Working capital finance is a commercial loan for any business needing a cash injection to maintaining its daily operations. Funding is sometimes required to set up facilities or purchase tools and supplies to generate an income. There are a few options to accessing working capital finance through simple unsecured working capital loans. Another method is using the asset as security via equipment finance such as Hire Purchase, Chattel mortgage or a Finance lease.

Smart business owners should implement both a short term and long term working capital finance plan to navigate the cash flow highs and lows while driving sales. Understanding how and when to use working capital finance through debt or equity is important for strategic growth, profitability and the survival of the company.

Working Capital Finance unsecured

Short-term Business Finance

  • no collateral protect your assets
  • minimum paperwork, no BAS
  • fast finance for all business purposes
  • new ABN and trading 12 months plus

Cash Flow Finance

  • high approval rates over bank finance
  • fast & flexible working capital finance
  • ideal cash flow management solution
  • great for retail business under 3 years

Invoices Trade Finance

  • creditor and debtor invoice finance
  • professional fee funding solutions
  • working capital loans factoring
  • trade facilities for import and export

Working Capital Finance Debt Equity

  • Sourced from private lenders and investment firms. Companies can issue debt securities to raise finance from $2 to $10 million as a small-scale offer for property projects such as land acquisition and stage one construction and costs

  • Alternative investment via SME Bonds are another method to access working capital finance by issuing a debt security

  • Private investors and unlisted markets are another source of working capital finance providing either debt or equity plus the opportunity to bring in other skills and resources
  • Alternative investments can provide greater diversification and higher returns over traditional assets

10 Reasons the Bank won’t lend you money

Working Capital Finance Boost Innovation

Our business advisory division facilitates Investor Ready workshops and commercialization programs to support aspiring entrepreneurs and innovators to launch new markets with disruptive products.

Capital Raising Australia

Working Capital Finance Investment

Our objective is to assist high quality companies secure working capital finance through small-scale unregulated offers and match the opportunity with potential sophisticated investors under Section 708 of the Corporations Act 2001.

Finance is a key component of every company’s business activity. SMEs have to deal with many growth issues such as securing long-term funding and managing working capital finance requirements. Daily operational issues such as handling late payments, dealing with international suppliers and trade regulations plus taking care of customers.

Small businesses can benefit from working capital loans through private lending and peer-to-peer online platforms. This enables the young company to access capital quickly without putting up assets as collateral.

Capital finance is used to purchase equipment that generates income or makes an investment to expand your business or invest in new opportunities. Typically, secured by the underlying asset, or unsecured such as equity or bonds issued by the company, can also be secured against the business income such as accounts payable and receivable.

Accrutus Capital facilitates multiple small business funding options that suit your stage of growth.

Working Capital Finance Checklist

  • Is your cash flow management style chaotic or in control?
  • Do you constantly seek out short-term business finance?
  • Is your business providing you with the lifestyle you dreamed of?

Learn the small business principles of cash flow management by working through your own business cash flow checklist. Review your internal sources to reduce stock levels, reduce overheads and watch out for theft and fraud. Review your customer payment cycle, terms and overdue accounts and offer discounts for cash payment. Develop a solid system to manage your suppliers and track the relationship. Negotiate favorable payment terms such as paying by installments or use interest free credit card cycles. 

Accrutus Capital 

Working Capital Finance Options 

  1. Unsecured working capital finance for new business
  2. Capital finance for equipment and fixtures
  3. Debt and equity investment from $1 to $10 million
  4. ResiBonds for small-scale property developments
  5. Capital raising programs for unlisted Australian companies
  6. Working capital supply chain finance 
  7. Business Innovation and Investment opportunities to assist VISA 188 (subclass) applicants looking to migrate and invest in Australia

Working Capital Finance Quote

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Asset Finance for

 Automotive  |   Hospitality  |  Medical   |  Construction  |  Manufacturing   |  Retail

Working Capital Finance Articles

Business Cash Flow Checklist

The Business Cash Flow Checklist is a useful resource to independently evaluate the financial health of your company. There are many aspects to having a successful and profitable company. However, the single most important skill is mastering business cash flow as your company grows, because the #1 reason for business failure is insufficient cash flow.

Invest in Australia

Australia is an attractive location for foreign investors to capitalise on a broad range of business and investment opportunities. The Australian Government welcomes foreign investment, and has an open foreign investment policy, therefore making it safe and secure for foreign investors to migrate, do business and invest in Australia.

$20,000 asset tax write-off extended another win

Extending the $20,000 asset tax write-off scheme once again is another win for small business. The Australian federal government’s recently announced 2018 budget on May 8, continues the favorable environment for over three million Australian small business owners needing that helping hand to grow and prosper.