Stay ahead of change and keep your business growing in 2025

Business growth in today’s rapidly disruptive economic landscape is a real challenge. Australian businesses face a myriad of challenges and opportunities. With the federal election on May 3, 2025, many enterprises are adopting a “wait and see” approach, uncertain about future policies and economic directions. However, proactive planning and strategic action can position your business for sustained growth, regardless of political outcomes.

At Accrutus Capital, we believe that staying ahead of change is not just about adaptation to survive, but about seizing opportunities to thrive.

Navigating Economic Uncertainty in 2025

The Australian economy is experiencing significant shifts influenced by both domestic and global factors. Inflationary pressures persist, and interest rates remain elevated, impacting borrowing costs and consumer spending patterns. Supply chain disruptions, partly due to geopolitical tensions and realignments in global trade, have further complicated the business environment. These factors collectively contribute to a landscape where caution is understandable, but inaction can be detrimental.

The upcoming federal election adds another layer of uncertainty. Historically, businesses have tended to delay major decisions during election periods, awaiting clarity on potential policy changes. While this approach is common, it may result in missed opportunities, especially when competitors choose to act decisively.

Now is the time to strengthen your foundation, explore funding options, and position your business for long-term growth.

business growth and trade
Improve cash flow while preserving working capital

100% funding including deposit requirements

Utilise early payment discounts from suppliers

The Impact of Globalisation on Local Economies

Globalisation has brought numerous benefits, including access to broader markets and diversified supply chains. However, it has also led to unintended consequences for local economies. The outsourcing of manufacturing and services to overseas markets has contributed to job losses in various Australian industries. Rural towns, once vibrant with local industries, have particularly felt the impact, with some communities experiencing economic decline and reduced employment opportunities.

The Organisation for Economic Co-operation and Development (OECD) highlights that certain groups face a higher risk of poverty due to these shifts, and laid-off workers often encounter difficulties in securing new employment.

This underscores the need for policies and business strategies that prioritise local economic development and job creation.

Now, both consumers and governments are shifting focus: Buy local. Build local. Support local.

You don’t need to gamble your future to grow.

Here’s how to scale smartly—even in uncertain times:

1. Know Your Numbers
Understand your cash flow, liabilities, and working capital.
2. Use Your Invoices as Leverage
Don’t wait 30+ days to get paid.
Invoice finance turns your unpaid invoices into instant working capital.  Learn about Invoice Finance
3. Tap Into Trade Finance
Manage supplier payments and stay on top of operations. Discover Trade Finance Options
4. Build a Buffer
Always have a contingency fund or a pre-approved facility ready.
Need tailored finance options? Book a call with our team 07 3184 9183.

What You Can Do to Finance Your Business Growth in a Measured Way

In uncertain times, prudent financial management becomes paramount. Expanding your business requires capital, but it’s essential to approach financing strategically to avoid over-leveraging. Here are some steps to consider:

1. Assess Your Financial Health: Conduct a thorough review of your current financial position. Understand your cash flow, outstanding debts, and creditworthiness.
2. Explore Diverse Financing Options: Beyond traditional bank loans, consider alternative financing solutions such as trade finance and invoice finance. These options can provide the necessary liquidity without the stringent requirements of conventional loans.
3. Leverage Assets: Utilise existing assets, such as unpaid invoices, to access immediate funds. Invoice finance allows businesses to unlock up to 95% of the value of outstanding invoices, enhancing cash flow.
4. Plan for Contingencies: Develop a financial buffer to navigate potential downturns. This ensures that your business remains resilient in the face of unforeseen challenges.

At Accrutus Capital, we specialise in providing tailored financial solutions that align with your business objectives, ensuring sustainable growth without compromising financial stability.

Business Growth opportunity

Business Growth Through Local Manufacturing

Reinvesting in local manufacturing presents a compelling opportunity for Australian businesses. By bringing production closer to home, companies can reduce supply chain vulnerabilities, create local jobs, and contribute to the revitalisation of regional economies.

The manufacturing sector is poised for transformation, with trends indicating a shift towards sustainability and advanced technologies. Embracing practices such as automation, artificial intelligence, and sustainable manufacturing can enhance competitiveness and open new market opportunities.

Moreover, government initiatives aimed at supporting local industries may provide additional incentives for businesses to invest in domestic manufacturing. Staying informed about policy changes post-election will be crucial in leveraging these opportunities.

Local manufacturing is making a comeback and for good reason:
• More control over supply chains
• Faster production timelines
• Stronger support from consumers

Key growth areas in Australia:
• Advanced manufacturing
• Food & beverage production
• Sustainable textiles and materials

Top emerging industries in Australia
  • AI and automation projected $2.5B market by 2025
  • Hydro-electric power part of the energy transition
  • Sustainable agriculture ethical supply chains, ESG capital ready
  • Cybersecurity and Fintech resilient, scalable, global.

Industry Disruption – Business Growth Opportunities

Disruption always brings opportunity.

The current economic climate is characterised by both disruption and innovation. Industries such as hydro-electricity generation and beef cattle feedlots are experiencing significant growth, indicating a shift towards renewable energy and sustainable agriculture.

Additionally, the rapid advancement of technologies like artificial intelligence presents opportunities across various sectors. Australia’s AI industry, for instance, is projected to grow by 27.3% annually, reaching $2.5 billion in 2025.

Businesses that proactively embrace these trends, invest in innovation, and adapt to changing market demands will be well-positioned for future success.

While the instinct to adopt a “wait and see” approach during periods of uncertainty is understandable, proactive and strategic actions can set your business apart.By exploring measured financing options, investing in local manufacturing, and staying attuned to emerging industry trends, you can navigate the complexities of the current economic landscape and achieve sustainable growth.

At Accrutus Capital, we are committed to partnering with Australian businesses to provide the financial solutions and insights needed to thrive in a changing world.

Stay ahead of change. Grow with confidence. Partner with Accrutus Capital.

Accrutus Capital is committed to increasing awareness for SMEs providing this generic business cash flow checklist. We can advise on different trade finance options, saving you time and money.
Call us today at 07 3184 9183 and speak to our trade finance specialist. Together we will devise a plan to help boost your cash flow with up to $5 million approved facility ready when you are.

Looking to fund your business growth?

Working Capital to $5 million

  • Set your own trading terms
  • Track and manage your supply chain
  • Tailored facilities from $100K to $5 million
  • Pay your international suppliers with market leading FX rates

DISCLAIMER

The disclaimer covers content, comments, responsibility, links, government and local laws, jurisdiction and communication methods. None of the contents on this website or blog should be construed as any kind of advice or recommendation. Nothing in it should be taken to constitute a statement that is intended to influence a person or persons in making a decision regarding any investment or financial product. This website or blog does not purport to be complete, accurate or contain all information which its users may require to make an informed assessment of whether to invest in any Offer listed through Accrutus Capital Pty Ltd.

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