Alternative Capital
Accrutus Capital provides strategic advisory and capital structuring solutions for companies seeking access to private credit, institutional investors and non-bank funding markets.
Our role is not transactional brokerage. We work with companies to structure and source appropriate capital solutions aligned with their growth strategy.
Structured Solutions for Growth and Expansion
What is Alternative Capital?
Alternative capital refers to financing solutions sourced outside traditional banking institutions, including private credit funds, institutional investors, family offices and structured finance providers. This includes;
- Private credit
- Mezzanine finance
- Convertible debt
- Preferred equity
- Joint venture capital
- Structured project finance
Types of Alternative Capital Solutions
Private Credit
Senior secured funding provided by private credit funds for growth, acquisitions or development.
Mezzanine Finance
Subordinated capital used to bridge funding gaps between senior debt and equity.
Preferred Equity
Investor capital structured with priority returns without diluting operational control.
Surety Bonds
Alternative guarantee instruments used to support contracts and borrower committments.
Strategic Capital Advisory for Complex Funding Requirements
Many businesses and project sponsors reach a stage where traditional bank lending no longer provides sufficient flexibility.
Alternative capital solutions provide access to private credit funds, institutional investors and strategic capital partners capable of funding complex transactions. Accrutus Capital works with companies to:
- Structure appropriate capital solutions
- Identify aligned capital providers
- Negotiate funding structures
- Execute transactions efficiently
Our role is advisory and strategic, ensuring funding structures align with long-term business or project objectives.
Who We Work With
- Private companies – Customized funding solutions based on business needs, not rigid banking requirements.
- Investment funds – Deal flow and funding liquidity solutions.
- Property developers – Funding solutions for residential, commercial and mixed-use development projects across Australia.
- Growth companies – Supports expansion, acquisitions, and working capital needs.
- Infrastructure projects – layered capital facilities to suit the stage of the project
- Mining and Services – patient capital for long-term strategic projects
Why Companies Work With Accrutus
- Independent capital structuring advice
- Access to private domestic and international capital providers
- Experience across complex transactions
- Tailored funding structures aligned to project requirements
- Access bridging finance while you raise equity capital
- Empowering entreprenuers with alternative pathways to non-bank capital
- Suporting global import and export platforms
- Transactions typically range from $5 million to $50 million plus, dependent on project scale and capital structure
RECENT SUCCESSFUL TRANSACTIONS
Structured Finance
Loan amount $9.3M
Senior secured facility providing growth capital for an Agtech drone technology
CapEx & Working Capital
loan amount $23m
Mining services company seeking hybrid structure to capitalise on market demand
Asset Cash Flow Release
loan amount $5.7m
Bridging loan facility for innovative manufacturer to acquire new premises
Alternative Capital
loan amount $5.3m
Opportunistic acquisition of competitor’s business to expand purchasers footrpint
Acquisition Finance Australia $50 million plus
Why Use Private Credit?
Private credit is a form of alternative capital, offering non-bank financing to businesses with unique funding needs. Unlike traditional banks, private credit providers offer flexible, tailored solutions for industries seen as higher risk.
Sectors like infrastructure, property development, and agribusiness often require long-term funding that banks may not provide.
Companies turn to private credit for faster approvals, customized loan structures, and access to larger funding amounts. Private lenders assess risk differently than banks, focusing on business potential rather than rigid credit criteria.
This allows businesses with complex financial needs to secure funding for growth and expansion.
“Not a broker. Not a bank”
A strategic capital partner for transactions that require structure, not just funding. All funding strategies are developed following assessment of the transaction and its risk profile.
Accrutus Capital engages under mandate.
The content provided on this website is of a general nature and is not tailored to any specific individual or entity, nor does it address any particular needs, investment objectives, or legal, accounting, regulatory, taxation, or financial situations. In the preparation of this website, we have not taken into consideration your goals, financial standing, or needs. It is recommended that you seek qualified financial or other professional advice regarding any specific matter or circumstances related to investment. The content presented on this website should not be construed as financial, investment, or professional advice, and no information contained herein should be considered as a financial recommendation or expert statement on any matter.
Private Credit for Real Property
- Bridging and Construction loans
- Green field land-banking, options
- Commercial / Industrial / Retail
- Senior, mezz, structured solutions
- Unlisted Property Investment Trust
Private Credit for Growth
- Equity and JV partnerships
- Structured debt and equity financing
- Project and asset linked
- Capex Optimization
- Hybrid or Convertible Notes
Private Credit for Buyouts
- Facilitates your market expansion strategy
- Mezzanine debt and equity financing
- Leveraged buy-outs or buy-in
- Term loans 3 to 7 years
- Convertible Notes from $2-20M
Private Credit Turnaround
- Specialist equipment and infrastructure
- Fund up to 100% of cost of asset
- Open credit facilities. Line of Credit
- Operating and finance leases
- Global trade and invoice facilities
Key Trends in Private Credit
Australia’s private credit market has experienced notable growth in recent years, reflecting global trends in alternative financing.
Market Expansion
As of 2024, Australia’s private credit assets under management reached approximately AUD 200 billion, marking a 6% increase from the previous year. Despite this growth, private credit still represents a relatively small portion of the total business-related loan market, indicating potential for further expansion.
Factors Driving Growth
- Several factors contribute to the rise of private credit in Australia:
Bank Lending Constraints: Post-global financial crisis regulations have led traditional banks to tighten lending criteria, prompting businesses to seek alternative funding sources. - Investor Demand: Investors are increasingly attracted to private credit due to its potential for higher yields and diversification benefits, especially in a low-interest-rate environment.
- Economic Conditions: Volatility in equity markets has made private credit’s floating interest rate structures more appealing, offering resilience amid economic uncertainties.
Emerging Trends
Key developments in Australia’s private credit landscape include:
- Diversification of Sectors: While traditional areas like acquisition finance and property development have seen a slowdown, there’s increased activity in structured and asset finance sectors.
- Institutional Participation: Major institutional investors, such as superannuation funds, are allocating more capital to private credit, recognizing its potential for stable returns.
- Regulatory Focus: Regulators are enhancing scrutiny and transparency in the private credit market to ensure sustainable growth and protect investors.
In summary, Australia’s private credit market is poised for continued growth, driven by both demand from borrowers seeking flexible financing and investors pursuing attractive risk-adjusted returns.
