Non-Bank Working Capital
Structured working capital solutions for Australian businesses seeking flexible non-bank funding pathways.
This is not a loan application, and no credit enquiry is conducted at this stage.
Accrutus Capital reviews business cash flow, trading history, security position and funding objectives to identify suitable non-bank working capital, invoice finance, trade finance, asset-backed or structured funding options.
“Not a broker. Not a bank.”
“Strategic capital partner for transactions that require structure.”
Structured Working Capital Pathway
Initial Funding Review
Submit business and funding information for preliminary assessment.
Capital Pathway Assessment
Review revenue profile, business objectives, security position and funding requirements.
Structured Funding Alignment
Assess suitable non-bank, invoice, trade, unsecured or asset-backed funding pathways.
Indicative Terms & Execution
Proceed to formal assessment, lender engagement and transaction execution if aligned.
Businesses often seek alternative working capital solutions when traditional banking structures no longer align with operational requirements, project timing, growth objectives or cash-flow cycles. Working capital funding is a practical tool for maintaining operations, protecting growth, and reducing cash flow stress.
Non-bank funding pathways may support:
ATO liabilities and restructuring
Contract mobilisation
Inventory and trade cycles
Delayed debtor collections
Acquisition opportunities
Seasonal cash-flow gaps
Rapid expansion
Project delivery requirements
Bridging or interim funding
Accrutus Capital reviews multiple funding structures to determine the most suitable pathway based on transaction profile, risk parameters and funding objectives.
Non-Bank Working Capital Solutions for SME’s
Whether you are looking to expand, boost working capital, improve your day to day cash flow, you can access a broad range of invoice, trade & asset finance, and Line of Credit facilities that boost your business grow.