Working Capital to Boost Cash Flow

  • Interest rates from 7%. Conditions apply.
  • High approvals. Quick turnaround.
  • Access up to 90% plus of sales turnover.
  • Unsecured short-term business loans.
  • Terms to 3 months to 5 years.
  • Any business purpose with ABN and trading history.
  • Multiple options. Non-bank alternatives.
  • ATO and credit issues. Refinancing. Acquisition.
  • Submit your fast working capital enquiry for a tailored non-bank solution. 

Working Capital Enquiry for 
$25K to $1 million

This is not an application, no credit check.

Banks won’t lend you money  |  Don’t have 3 years financials  |  Cannot provide collateral  |  No Pre-sales  |  Cash Flow is seasonal  |  Shipping or supplier delays

Your Fast Working Capital Plan

06Submit Details 
Complete online enquiry with company info to assess the best option and terms. No credit checks until application.

06Multiple Options

Upload business bank statements to assess your eligibility. Speak to a finance expert to discuss solutions.

06Fast Approval

Complete the online application and privacy consent. Provide all verifying documentation for approval.

06Sign Contract

Digitally accept and sign contract for fast settlement. Receive same day funding and get back to making money.
Working Capital Finance Apply

Unsecured Business Loans

Manage your Working Capital

  • Stay ahead of your cashflow by anticipating slow revenue periods.
  • Correct your Sales Strategy before working capital becomes a problem.
  • Make it easy for customers to pay you, and seek extended payment terms from suppliers.
  • Important to Manage your ATO debt, insurance premiums, and contractor payments.
  • Access unsecured business loans to keep your business moving forward.
  • Use your business assets to fund your growth with flexible payment options.
  • Select a flexible long-term  loan facility that works best for your business growth.
  • Use a Line of Credit to manage the highs and lows of working capital requirements.

How to work with a Non-bank Lender?

  • Be upfront about your monthly turnover and current commitments, because approval is based on cash flow.
  • Be prepared to provide an electronic upload of your business bank statements, to proof of your monthly revenue.
  • Be prepared to pay a higher interest rate between 7% and 20% pa for an unsecured funding facility.
  • The minimum credit score is 400 with no unpaid defaults. If your score is low, expect to pay a higher the interest rate.
  • Be prepared to provide personal and /or  Directors guarantees plus your Asset and Liability position.
  • Expect a fast turnaround, typically within 3-4 hours and if approved, you can be funded the same day.

Multiple Working Capital Solutions

Is your cash flow management style chaotic or in control?

Do you constantly seek out short-term business finance?

Is your business providing you with the lifestyle you dreamed of?

Understand your short-term and long-term cash flow management requirements before taking a loan.

To qualify and assess your sales turnover, check your email for next steps and upload your business bank statements for a fast quote.

Working Capital Enquiry Form

Follow Us

Accrutus Capital Australia