Alternative Capital Solutions
Alternative Capital $1M - $5M
Looking for a flexible financing option to boost business’s cash flow? Explore innovative debt solutions tailored to your needs. Whether you’re aiming for expansion or seeking quick bridging funds. Discover a smart way to secure capital and drive your business forward with ease.
Private Credit $2M - $30M
Are you seeking innovative funding solutions to drive your business forward? Access non-bank working capital to support your growth and expansion plans. From venture debt to private placement opportunities, joint ventures, project or development finance, merges or acquisition.
Non-Bank Lo Doc to $10M
Are you looking to buy yellow used goods at upcoming auctions? Both online and on-site? Support both domestc and overeas buyers with funding options. Non-bank working capital for new and used equipment. Equity release to fund that business acquisition or pay outstanding ATO debt.
INVEST IN BUSINESS
- Property Development and Commercial
- Clean Energy and Renewables
- Defensive Tech, Data Centres, AI
- Non-correlated and Specialised Assets
- Manufacturing, Infrastructure, Logistics, Agriculture, Distribution
BUY A BUSINESS
- Acquisition & Project Finance
- Restructure / Refinance
- Joint Venture Capital / Partnerships
- Leveraged buy outs / management buy-ins / buyout
- Franchise or global expansion
- Hotels, resorts, restaurants, pubs
FUND MY BUSINESS
- Non-bank Trade and Supply Chain Finance
- Working Capital Unsecured
- Non-bank Line of Credit
- Alternative Capital for Equipment / Assets
- Venture Debt / Private Credit
Non-Bank Working Capital
What is Non-Bank Working Capital?
Why companies use Non-Bank Alternatives?
5 Benefits of Alternative Business Loans
- Working capital finance is a commercial loan for any business needing a cash injection to maintain its daily operations.
- There are multiple options to secure fast working capital finance through non-bank alternative cash flow loans.
- Working Capital is sometimes required to set up operations, purchase equipment and supplies to generate an income.
- Leverage the required asset via non-bank finance such as Hire Purchase, Chattel Mortgage or a Finance Lease.
- Working capital finance solutions should include both short and long term strategies to navigate the cash flow highs and lows while driving sales.
- Understanding how and when to use working capital ratio through debt or equity is important for business survive.

Situations happen which may result in a poor credit history from rising bad customer debt, falling revenues, or a poorly conceived business strategy. The Bank will NOT lend if they perceive your industry too risky, and you do not have 3 years history of a strong track record.

- Access short-term loans with flexible terms ranging from 3 to 60 months, some offer Revolving Credit Lines.
- Fast pre-approval within days if all required information is provided. Safe & secure electronic processing to enable fast settlement.
- Broad approval decisions are based on considered industry analysis, reasonable credit scores, less restriction with trading history. Minimum sales of $50K per month make it easier for small business owners to qualify.
- Benefit from non-bank unsecured working capital without collateral. Leverage against your Balance Sheet or future sales.
- While the cost of capital may be higher than traditional bank loans, alternative non-bank lenders offer a lifeline to manage cash flow gaps as you trade.
Non-Bank Equipment Finance
What We Finance
- All equipment for business purpose
- Excavators, graders, bull dozers
- Tractors and agricultural machinery
- Trucks, trailers, and fleet vehicles
- Cranes, compactors and backhoes
- Mining trucks, loaders and power equipment
Are you Ready to Buy at Auction
- Pre-approved funding to bid with confidence
- Fast response times (often within 2 business days)
- Tier 3 applicants: Lo-doc & self-employed options available for ABN holders
- Capital raise solutions for established or growing businesses
Non-bank Finance for Equipment
- $50K to $10M
- 12 months to 5 years
- Balloon options
- Cash out – equity release
- Fast 1 day deposits $50K min.
- Lo-doc, No-doc and Full-doc finance options
Fast Approval
- Registered ABN of operating income 12 months
- Accountant Letter for self-certified income
- Supplier Tax Invoice or Purchse Order
- Inspection or valuation reports
- Insurance for all assets over $55K
- Registration papers
- Rates Notice & Mortgage Statement (if applicable)
Access Equipment Finance
Vehicles & Trucks
Manufacturing
Machinery
Construction
Mining Services
Earth Moving

Non-Bank Working Capital
- no collateral, protects your assets
- lo doc to $200K, YTD financials for higher approvals
- ABN and trading 12 months plus
- raise non-bank equity release against your assets fast
Non-Bank Property Finance
- preferred equity and mezzanine finance
- joint venture and equity contributions
- land banking and sub-divisions
- construction and take-out funding
- residual stock and refinancing


Non-Bank Trade Receivables
- creditor and debtor invoice finance
- professional fee funding solutions
- non-bank revolving credit facility
- global trade facilities for import and export, payments in various currencies









