Alternative Capital Solutions

Alternative Capital $1M - $5M

Looking for a flexible financing option to boost business’s cash flow? Explore innovative debt solutions tailored to your needs. Whether you’re aiming for expansion or seeking quick bridging funds. Discover a smart way to secure capital and drive your business forward with ease.

Private Credit $2M - $30M

Are you seeking innovative funding solutions to drive your business forward? Access non-bank working capital to support your growth and expansion plans. From venture debt to private placement opportunities, joint ventures, project or development finance, merges or acquisition.

Non-Bank Lo Doc to $10M

Are you looking to buy yellow used goods at upcoming auctions? Both online and on-site? Support both domestc and overeas buyers with funding options. Non-bank working capital for new and used equipment. Equity release to fund that business acquisition or pay outstanding ATO debt.

INVEST IN BUSINESS

  • Property Development and Commercial
  • Clean Energy and Renewables
  • Defensive Tech, Data Centres, AI
  • Non-correlated and Specialised Assets
  • Manufacturing, Infrastructure, Logistics, Agriculture, Distribution

BUY A BUSINESS

  • Acquisition & Project Finance
  • Restructure / Refinance
  • Joint Venture Capital / Partnerships
  • Leveraged buy outs / management buy-ins / buyout
  • Franchise or global expansion
  • Hotels, resorts, restaurants, pubs

FUND MY BUSINESS

  • Non-bank Trade and Supply Chain Finance
  • Working Capital Unsecured
  • Non-bank Line of Credit
  • Alternative Capital for Equipment / Assets
  • Venture Debt / Private Credit

Non-Bank Working Capital

What is Non-Bank Working Capital?

Why companies use Non-Bank Alternatives?

5 Benefits of Alternative Business Loans

  • Working capital finance is a commercial loan for any business needing a cash injection to maintain its daily operations.
  • There are multiple options to secure fast working capital finance through non-bank alternative cash flow loans.
  • Working Capital is sometimes required to set up operations, purchase equipment and supplies to generate an income.
  • Leverage the required asset via non-bank finance such as Hire Purchase, Chattel Mortgage or a Finance Lease.
  • Working capital finance solutions should include both short and long term strategies to navigate the cash flow highs and lows while driving sales.
  • Understanding how and when to use working capital ratio through debt or equity is important for business survive.

Situations happen which may result in a poor credit history from rising bad customer debt, falling revenues, or a poorly conceived business strategy. The Bank will NOT lend if they perceive your industry too risky, and you do not have 3 years history of a strong track record.

Small businesses are especially vulnerable to higher operating costs, elevated interest rates, and reduced consumer spending in 2025.
  1. Access short-term loans with flexible terms ranging from 3 to 60 months, some offer Revolving Credit Lines.
  2. Fast pre-approval within days if all required information is provided. Safe & secure electronic processing to enable fast settlement.
  3. Broad approval decisions are based on considered industry analysis, reasonable credit scores, less restriction with trading history. Minimum sales of $50K per month make it easier for small business owners to qualify.
  4. Benefit from non-bank unsecured working capital without collateral. Leverage against your Balance Sheet or future sales.
  5. While the cost of capital may be higher than traditional bank loans, alternative non-bank lenders offer a lifeline to manage cash flow gaps as you trade.

Non-Bank Equipment Finance

What We Finance

  • All equipment for business purpose
  • Excavators, graders, bull dozers
  • Tractors and agricultural machinery
  • Trucks, trailers, and fleet vehicles
  • Cranes, compactors and backhoes
  • Mining trucks, loaders and power equipment

Are you Ready to Buy at Auction

  • Pre-approved funding to bid with confidence
  • Fast response times (often within 2 business days)
  • Tier 3 applicants:  Lo-doc & self-employed options available for ABN holders
  • Capital raise solutions for established or growing businesses

Non-bank Finance for Equipment

  • $50K to $10M
  • 12 months to 5 years
  • Balloon options
  • Cash out – equity release
  • Fast 1 day deposits $50K min.
  • Lo-doc, No-doc and Full-doc finance options

Fast Approval

  • Registered ABN of operating income 12 months
  • Accountant Letter for self-certified income
  • Supplier Tax Invoice or Purchse Order
  • Inspection or valuation reports
  • Insurance for all assets over $55K
  • Registration papers
  • Rates Notice & Mortgage Statement (if applicable)
Access Equipment Finance

Vehicles & Trucks

Manufacturing

Machinery

Construction

Mining Services

Earth Moving

working capital finance
Non-Bank Working Capital

  • no collateral, protects your assets
  • lo doc to $200K, YTD financials for higher approvals
  • ABN and trading 12 months plus
  • raise non-bank equity release against your assets fast

Non-Bank Property Finance

  • preferred equity and mezzanine finance
  • joint venture and equity contributions
  • land banking and sub-divisions
  • construction and take-out funding
  • residual stock and refinancing

alternative capital solutions
working capital Finance
Non-Bank Trade Receivables

  • creditor and debtor invoice finance
  • professional fee funding solutions
  • non-bank revolving credit facility
  • global trade facilities for import and export, payments in various currencies