Unsecured
Working Capital
Non-bank cash flow to boost your business growth and fund new projects. Fast working capital loans $100K to $5 million
No Collateral
Unsecured loans are approved based on the monthly revenue and servicing capacity
Fast and Flexible
Approval within days over bank finance. Settlement within weeks, not months
Non-Bank Cash Flow
Access working capital for urgent or unexpected business tranactions 6 to 60 months
Non Bank Cash Flow
Why More SME’s are Turning to Unsecured Working Capital over Banks
In today's fast-paced business environment, many small and medium-sized enterprises (SMEs) are reassessing their financial strategies.
With traditional banks tightening their lending criteria, an increasing number of business owners are discovering the benefits of unsecured working capital. Unlike conventional loans, this type of funding offers flexibility and quick access to cash without the need for collateral.
As SMEs strive to seize growth opportunities and navigate challenges, unsecured working capital is becoming an attractive option for those looking to maintain agility and drive success.
Explore why more SMEs are turning to unsecured working capital over traditional banking solutions and how it can empower your business to thrive.
8 Benefits of Unsecured Working Capital Non-Bank
No Collateral Required: Access funds without pledging assets, minimizing risk.
Quick Approval Process: Streamlined applications lead to faster funding.
Flexible Use of Funds: Utilize capital for various business needs, from operations to expansion.
Maintain Business Ownership: Avoid diluting equity, keeping full control.
Improved Cash Flow Management: Address short-term cash flow stress, ensuring smooth operations.
No Asset Appraisal Needed: Simplifies the borrowing process without asset valuation.
Build Business Credit: Timely repayments can enhance creditworthiness.
Supports Business Growth: Provides necessary capital for scaling and new opportunities
Non-Bank Revolving Credit
- $100K to $5 million short-term
- Line of Credit trade facility unsecured
- Manage working capital to cover short-term cash flow gaps
- 6 months to 3 years payment terms
Non-Bank Unsecured
- One approved limit with multiple funding options
- Lower credit scores. No unpaid defaults. Require consistent positive bank balances.
- Fast turnaround compared to bank funding applications
Non-Bank Trade Receivables
- Leverage against payables and receivables including global revenue streams
- Increase your funding capacity to negotiate better pricing
- Easy multi currency payment portals for same day transactions
Non-Bank Cash Flow
What is Unsecured Working Capital?
- Access fast and flexible funding with unsecured working capital solutions tailored for businesses requiring short-term cash flow support. Ditch the need for collateral that traditional bank loans demand, making these non-bank financing options ideal for a wide range of businesses.
- Experience speedy approvals and minimal paperwork with unsecured working capital loans, crafted for simplicity and efficiency. Secure funds swiftly to handle daily expenses, operational costs, or capitalise on emerging opportunities, bypassing the time-consuming processes of conventional lenders.
- Enjoy the convenience of flexible repayments, with the choice of weekly or monthly deductions directly from your business bank account. This automated system aids in maintaining cash flow stability while ensuring timely loan repayments.
- For a reliable and hassle-free alternative to traditional bank financing, consider unsecured working capital to resolve your short-term cash flow challenges.
Call us 07 3184 9183
How to Qualify for Non-Bank Cash Flow Finance
- ABN and trading 12 months
- Good credit file above 500 and no unpaid defaults
- Electronic upload of 12 months business bank statement
- Director/s identification and business details
- Over $200k director Asset & Liability Statement
- Over $500K company financials for 2-3 years
- Over $1 million strategic business plan and cash flow statement statement
- ATO portal statement and ATO payment plan if applicable
- Aged general ledger for trade and invoice funding
- Top 5 customers or suppliers for trade and invoice finance
- Material contracts for specific projects, agency agreements or repeat service models
Your Non-bank Working Capital Plan
Submit Details
Multiple Options
Fast Approval
Sign Contract
Get your Unsecured Working Capital
Fast turnaround
Non-Bank Alternative Business Loans
Unsecured Working Capital
Loan Management
- Compare the cost of short-term cash flow loans with long-term secured finance
- Use unsecured working capital to purchase stock that has quick turnaround
- Consider invoice finance and leverage your accounts receivables
- Protect your credit rating and manage bad creditors early
- Ensure reliability of your cash flow from multiple revenue streams
- Preserve your capital if operating in a high-risk or cyclical market
- Explore government and community grants for alternative business loan solutions
- Consider raising capital via debt or equity to finance your business
How to Use Non-Bank Working Capital
- Starting with a business plan is great, but your business success does not start and stop there. Working closely with your accountant is important, remember WHO is running the business.
- Planning and adjusting your funding requirements is crucial for success.
- Look for flexible unsecured working capital to serve the business over the short and long-term.
- Leverage your current business revenue, future sales, supplier or sales invoices to fund your growth.
- Use short-term cash flow as a stepping stone to raising capital for international growth.
- Using working capital loans are a smart and safe way to scale up while protecting your assets.
Fast Working Capital Loans
$100K to $5 million
This is not an application, no credit check.
