About Accrutus Capital
Alternative Funding Solutions for Australian SMEs
Accrutus Capital operates as a private corporate advisory firm and independent small business brokerage house.
Why Accrutus Capital
- Established in 2007, to provide non-bank capital solutions for Australian small busineses.
- Our mission is to foster entrepreneurship and innovation and support growing companies.
- As a non-bank specialist capital partner we offer choice and flexibility through short-term & long-term solutions.
- To achieve this goal, we are not tied to any one Investor or Lender. Our debt or equity transactions focus on commercial clientele only.
- We are an experienced advisory team across corporate finance, property development, wealth creation, venture capital, startup entrepreneurs and private investors.
- Our broad and industry agnostic participation ensures we are well versed in capital-raising services with professional investors.
- Deal origination from off-market investment opportunities for investors or Funds. Alternative private capital for growth, acquisition and strategic projects.

Alternative Funding Solutions | Non-Bank Business Finance
Fast Working Capital Loans
- Short-term & Credit Line facilities from $100k to $5m.
- Secured & unsecured options
- Funding timelines 3 to 10 days
- Lo & full doc based on loan amount, trading history, credit score 600, industry rating
- Indicative rate unsecured from 12.55% for prime
- Non-Bank equipment finance leverage your assets for equity release. New & used
- Indicative rate secured from 6.25% based on LVR, postcode and asset age
Invoice & Trade Finance
- Non-bank invoice & trade facilities from $100k to $10m.
- Leverage customer & supplier invoices
- Funding timelines 14 to 30 days
- Review of Ledgers, invoices, bank accounts, trading history, financials, contracts
- Terms 60, 90 and 120 days
- Indicative rate 2.95% of invoice amount
Merchant Cash Advance
- Access business cash advance $100k to $1m plus.
- Based on monthly revenue, credit score 600, trading 12 months, pass loan servicing
- Ideal for retail and hospitality
- Funding timelines 10 to 21 days
- Minimal docs, bank statements & merchant transactions, BAS
- Indicative rate from 18.95% for prime
About Us – Capital Raising Services
Capital Raising Services
- Facilitate off-market bespoke deal origination that aligns with select investment mandates.
- Industry agnostic across commercial property, renewable energy, technology & innovation, agriculture, manufacruting
- Antipcated timelines 3 to 9 months based on deal complexity
- Alternative capital via debt or equity mandated programs
Alternative Capital
- Venture debt for funding for innovative business models from $2m to $30m plus
- Private credit for established & emerging corporates seeking non-dilutive funding
- Funding timelines 30 days plus delendent of deal structure
- Wholesale and whitelabel funding for Funds and originators
- Indicative pricing on application
Invest in Australia
- Supporting small-scale investment programs through our Investor Ready initiatives covering documentation, campaign strategy, investor outreach.
- Immigration business and investment vias programs for approved State nominees
- Investment Visa 188A, 188B,188C & 188D pathway to business ownership, investment and residency
Transparent Capital Raising & Advisory Services for Australian SMEs
We combine advisory experience with investor insight to help Australian businesses secure the right capital, at the right time. Our mandate-based programs are designed to simplify complex raises, delivering compliant, investor-ready solutions that achieve real funding outcomes.
Accrutus Capital provides corporate advisory and capital raising services under a formal mandate tailored to each client’s funding requirements. Our fee structure reflects the scale, complexity, and investor readiness of the opportunity.
Mandate fees for capital raising and business introduction services start from $9,000 + GST, covering the preparation, compliance, and promotional components of your raise. Success based commissions are typically 2 % – 5 % of the total funds secured, depending on transaction size, structure, and investor type.
Contact our Capital Raising Team +61 7 3184 9183 to discuss your specific objectives and program suitability.
Who We Help
- Property development / Trade
- Retail / Food producers
- Manufacturing / Engineering
- Importers / Exporters
- Health / Medical / Pharmacy
- Professional sevices
- Manufacturers / Engineering
- Transport / Logistics
How We Work
Partnering with private wealth and corporate advisors, wholesale and professional investors, private debt lenders.
- Submit your non-bank debt or equity enquiry for a funding quote.
- We assess your company and revenue to determine eligibility.
- Discuss options and funding structures.
- Confirm mandate terms and fees (for capital raising deals).
- Provide indicative offer and approvals.
- Facilitate settlement or investment.
About Us – FAQs
Who does Accrutus Capital fund?
Australian SMEs with 12+ months trading across sectors like hospitality and retail, trade/import, manufacturing, commercial property construction, and healthcare and professional services.
How are you different from a bank?
Accrutus Capital arranges non-bank facilities based on business performance and cash flow, with faster assessment and flexible documentation.
How quickly can funding be arranged?
Indicative approvals in 1–3 days and funding typically in 4–10 days once all documentation is complete. Capital raising programs 3 to 9 months dependent on stage of business.
What funding options do you arrange?
Unsecured working capital, merchant cash advance, invoice/trade finance, and lines of credit, private debt or equity investment.
Do you work with advisors and non-bank lenders?
Yes. We collaborate with accountants, brokers, private lenders & investors, and advisors to structure suitable non-bank facilities for Australian small businesses.

Accrutus Capital Pty Ltd
BUSINESS INTRODUCTION SERVICE
Our objective is to assist high quality companies secure funding through a small-scale unregulated offers and match the opportunity with potential investments for ascertained investors.
Our capital raising division was established in 2009 and operates as a BUSINESS INTRODUCTION SERVICE under ASIC Class Order 02/0273 (as of 24 March 2017 replaced by (Repeal and Transitional) Instrument 2017/186)) to offer small-scale investment in Australia. UPDATED: The extension of existing relief is effected by ASIC Corporations (Amendment) Instrument 2022/0077, which extends the relief in ASIC Corporations (Repeal and Transitional) Instrument 2017/186 to 1 October 2022.
Updated: 30 March 2022:
22-070MR ASIC extends relief for business introduction services
ASIC has extended the existing relief for business introduction services until 1 October 2022.
- extend the relief for interests in managed investment schemes until 1 April 2025; and
- clarify that the design and distribution obligations (DDO) apply to persons who, but for the relief, would otherwise need to comply with the DDO.
- More information from ASIC Press release here
- Accrutus Capital does not solicit or accept retail investors.
Accrutus Capital provides a Business Introduction or Matching Service in accordance with ASIC Class Order CO [02/0273] (as of 24 March 2017 replaced by (Repeal and Transitional) Instrument 2017/186)) which provides exemptions to the disclosure requirements under section 708 of the Corporations Act.
UPDATED: ASIC Corporations (Amendment) Instrument 2022/0077 extends relief for business introduction services under the original Class Order extended from 1 October 2022 until 1 April 2032. More information
Accrutus Capital Compliance – ASIC Class Order CO [02/0273]
As the operator of a business introduction service, Accrutus Capital does not have any pecuniary interest in the outcome of any investments offered by the users of the business introduction service other than the charging of a fee for providing the business introduction service or the payment of a referral commission.
Investment in new business carries high risks. It is highly speculative and before investing in any project about which information is given, prospective Investors are strongly advised to take appropriate professional advice.
The information contained on our website, or any Publication that has been prepared by or on behalf of the person who is proposing to issue or sell the securities or scheme interests and neither the Operator, nor the publisher (if any) has undertaken an independent review of the information contained on our website.
The information contained on our website or Publication about the proposed business opportunity and the securities or scheme interests is not intended to be the only information on which the investment decision is made and is not a substitute for a disclosure document, product disclosure statement or any other notice that may be required under the Corporations Act. Detailed information may be needed to make an investment decision, for example financial statements, a business plan, information about ownership of intellectual or industrial property, or expert opinions including valuations or auditors’ reports.
Prospective Investors should be aware that no established market exists for the trading of any securities or scheme interests that may be offered.
Accrutus Capital does not solicit or accept retail investors.
Secure the Right Funding for your Business
Whether you need working capital, equipment finance, or trade credit, Accrutus Capital connects you with flexible non-bank solutions tailored to your business goals. Fast assessments, clear terms, and approvals from $100K to $5M.
Discuss your Capital Raising Opportunity
Whether you’re seeking private debt, equity investment, or strategic funding partners, our advisory team can structure a clear path to achieve your raise, from $2M to $30M. Book a confidential discussion to explore your options and timelines.
Accrutus Capital delivering alternative funding solutions and capital raising services for Australian’s SME sector.









