Cash flow Management

Cash flow Management

Cash flow management is essential to small business finance requirements to provide continuity of trading and that it has sufficient funds to meet daily expenses and any debt payments due. The management of working capital involves managing these 4 aspects of the company’s operations. (more…)

Alternative Investment via Property Bonds

Alternative Investment via Property Bonds

Alternative investment offers smart investors an alternative diversifying strategy for both shares and fixed income across various asset classes. When selecting the right mix in your portfolio it is crucial to consider your time to retirement, tolerance for risk, and expected investment returns, investing across borders can also broaden your investment options, however be cautious. 

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ResiBonds for small-scale property projects

ResiBonds for small-scale property projects

ResiBonds property development for small, medium and large-scale, real estate projects such as high-rise, land acquisition and sub-division and townhouse developments in major Australian locations from Brisbane to Perth. Issued by the developer, builder or renovator. For investors ResiBonds property generally deliver higher returns of around 10% ++ per annum or more compared to the low returns investors are getting from bank term deposits. These are short-term investments of between 12 to 36 months. (more…)

Is alternative capital a viable finance strategy?

Is alternative capital a viable finance strategy?

Alternative finance offers a new solution to traditional small business finance such as constrained access to lending, higher productivity costs, training staff, managing legal and regulatory requirements which put an enormous strain on the companies resources.

Australian small businesses account for 95% plus of companies and employ over 70% of the population. However, they face increasing challenges to operate competitively in the globalized technology driven world.  (more…)

Alternative lenders aren’t going away, they’re just misunderstood

Alternative lenders aren’t going away, they’re just misunderstood

Alternative lenders are here to stay. Fast forward to 2018 and the Alternative Lending industry has matured and undergoing some consolidation across borders. This is an update on the 2016 view of the AltFi industry as it emerged from the global financial crisis. Lending was among the earliest segments of finance to be disrupted by the technology revolution currently sweeping the industry.

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Checklist: Start Business With No Money Australia (2026 Edition)

Checklist: Start Business With No Money Australia (2026 Edition)

Starting a business today no longer requires deep pockets it requires clarity, creativity, and smart use of available tools. In 2026, Australian entrepreneurs can build lean, digital-first ventures using cloud technology, AI, and non-bank funding options to launch faster and more sustainably.

Below is an updated checklist to help you start your business journey even if you’re short on cash, written for the realities of Australia’s evolving business and finance landscape.

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Small Business Finance Tips

Small Business Finance Tips

This is the secret to your small business success. Management must focus on their financials which can fall by the wayside when your consumed with the day-to-day operations. Unfortunately, losing sight of a company’s financial health, even for a brief period of time, can result in big problems. Financial problems are insidious which creep up slowly and often go unnoticed. Before the owners realizes what’s happened, a business can be drowning in debt and strapped for cash. Keep a close eye on these 5 key small business finance tips to ensure that money problems are dealt. (more…)