Capital Equipment Finance Enquiry

Non-bank asset finance to purchase business equipment such heavy machinery, upgrade computers, retail fit-out & fittings, vehicles, trucks, tools and building fixtures.

Secure non-bank funding before you bid on heavy equipment at auctions like Euro Auctions, Grays, Pickles, or Slattery’s.

Use to pay ATO DEBT and leverage against your unemcumbered assets for equity cash release to fast-track growth, or take on new business opportunities.

 

Borrow 100% of the asset over a fixed term

Fast funding, tailored to fit your business

Fund new and pre-owned assets

Competitive non-bank rates from 5.89% on new assets for Tier 1 applicants. Yellow goods from 8.65%.

Business purpose only with trading ABN

Non-Bank Equipment Finance Application Process

Step 1
Step 1

Suitable Business Assets Financed

  • All medical equipment, private clinics 
  • Excavators, graders, bull dozers
  • Tractors and agricultural machinery
  • Trucks, trailers, and fleet vehicles
  • Cranes, compactors and backhoes
  • Mining trucks, loaders and power lift equipment
  • Computer Hardware and Data Centres
  • Marine and Aircraft
  • Hotel and Hospitality equipment
Step 2
Step 2

Ready to Buy Business Assets?

  • Pre-approved funding to bid with confidence at auction
  • Fast response times (often within 2 business days)
  • Low-doc & self-employed options available for ABN holders
  • Solutions for established or growing businesses
Step 3
Step 3

Capital Equipment Terms

  • $100K to $10M
  • Rates from 5.89% for new and Tier 1
  • 12 months to 5 years
  • Balloon options
  • Cash out – equity release
  • Fast 1-3 business day deposits $100K min.
  • Lo-doc, No-doc and Full-doc options
Step 4
Step 4

Capital Equipment Finance Checklist

  • Tier 1 and 2: last 2 years Financials, Company tax returns and interim Managemnet accounts
  • Committment Schedule, current aged Debtor & Creditors list
  • Supplier Tax Invoice or Purchse Order
  • Inspection or valuation reports
  • Insurance for all assets over $55K
  • Registration papers
  • Rates Notice & Mortgage Statement (if applicable)

Non-Bank Asset Finance to $10 million Fast

    This is not an application, no credit check.

    After 1 July 2025 taxpayers will no longer be able to claim an income tax deduction for ATO interest charges. Get your ATO debt in order now!

    On-demand buyer finance

    Tax benefits

    Increase buyer confidence

    Preserve cash flow

    No operational friction

    Supports business growth

    Fast pre-approval non-bank rates

    Flexible payment options

    Cash out for working capital

    Financial security & stability

    New and used equipment

    Access to high-value assets

    Equipment for business purpose only

    Protect Against obsolescence

    Finance leases

    An Equipment Finance Lease is a rental agreement. The vehicle is owned by the finance provider or lender (the leaasor) and then leased to the user (the lessee) for a set term.

    Novated leases

    An Equipment Finance Novated Lease allows you to maximize salary packaging by providing a vehicle to employees. Also reduces company costs.

    Hire purchase

    An Equipment Finance Commercial Hire Purchase is where you hire the goods or equipment and repay over a set term. Title is transferred when the last payment is made.

    Commercial loans

    A commercial loan is a debt facility for business purposes. These loans are usually secured by real property or other tangible assets with resale value, can also be unsecured.

    How to Qualify for Non-Bank Equipment Finance?

    1. ABN and solid evidence of trading over 12 months
    2. Confirm revenue via 12 months business bank statements
    3. Committment schedule of all outstanding business liabilities
    4. Good credit score 500 plus
    5. 100 PT business owner identification
    6. Asset and Liability statement of guarantors
    7. Latest financials for assets above $200K
    8. Original Supplier or Purchase invoice or
    9. Equipment list of all assets offered as security for equity release
    Capital Equipment Finance
    What is the minimum loan amount?
    What equipment can be financed?

    Vehicles, plant & machinery, medical devices, IT and other productive business assets may be financed, subject to lender criteria and valuation.

    How quickly can funding be arranged?

    Indicative approvals in 1–3 days and settlement typically within 4–10 days once documents and verification are complete.

    Do you finance used equipment?

    Yes, subject to age, condition, resale value and lender policy.

    What documents are required?

    Recent bank statements, ID/ABN, asset quote or invoice, and basic financials. Larger facilities may require additional information.