SHORT-TERM BUSINESS LOAN SOLUTIONS
Accrutus Capital offers a wide range of alternative capital solutions from $10K to $10M to cover your short-term cash flow gaps and long-term growth finance to scale your business.
Short-term Business Loans
Short-term business loans offer urgent cash or opportunity funding for growing companies. Accrutus Capital offers a range of unsecured loans which are based on business turnover and secured loans using collateral to provide alternative capital.
Most companies will access short-term business loans as working capital to fund the growing business and understanding how and when to use unsecured and secured short-term business finance is vital to your profitability and long-term survival.
Approval & Offer
Acceptance of Offer
Contracts for signing
Settlement in 5-10 days
Receive $10K to $500K
Australian B2B Payment Behaviour 2016 Survey
84% of respondents reported late payments of invoices by B2B customers
49% of Australian suppliers’ B2B sales were made on credit
Australia has 57.6% foreign default rate and 40.3% domestic B2B trade that remains unpaid after due date
39% of Australian suppliers had to delay payment of invoices to their suppliers die to late sales payments
24% of suppliers say cash-flow is the biggest challenge to profitability
Australia averages 25 Days Sales Outstanding (DSO) compared with regional average of 41 days
Australian suppliers wait longer to collect payment on export than on domestic credit sales
Australian suppliers are convinced that customers pay invoices late intentionally for financing purposes
Suppliers paid their own invoices late due to their customers’ late payments
Short-term Business Loans
- Merchant Cash Advance
- Unsecured Business Loans
- Working Capital Loans
- Property Collateral Loans
- Equipment Finance
- Invoice and Trade Finance
- Short-term Bridging Loans
Why use Accrutus Capital?
Short-term non-bank private lending
Multiple growth capital solutions
Alternative global funding partners
Business revenue or collateral loans
Fast online processing & settlement
All industry sectors Australia wide
Unsecured and collateral business loans
Finance specialist working for you
Short-term business loans for growth
Australian 2014 statistics show 61% of actively trading business had no employees. 27% had 1-4, and 10% had 5-19, and 2% had 20-199 employees. The more ongoing employees a business employed the more likely it would survive. The more turnover a business made the more likely it would survive. Short-term loans can assist with business growth, increase turnover and contribute to growing the economy.
It costs an average of $50,000 to start a new business. Entrepreneurs will usually setup the business with $1,000 from savings, and $20,000 or more from credit cards. The next funding step is accessing short-term business loans as unsecured working capital or secured loans for via traditional lending. Many entrepreneurs and innovative business models seek out alternative capital through debt or equity.